| Factor | Eligibility Criteria |
|---|---|
| Age | Applicants must be between 21 and 60 years of age. |
| Citizenship | Must be a citizen of India. |
| Employment | Full-time job with Central Govt, PSU, MNC, Listed/Unlisted Public Ltd, Pvt Ltd, LLP, or internally listed firms. |
| Work Experience | Minimum 1 year of total work experience and at least 1 month with current employer. |
| Monthly Income | Minimum ₹30,000 take-home salary per month. |
| Credit Score | A credit score of 700 or above for higher chances of approval. |